Flight School & Charter Operations

For Insurance Professionals Placing Fight School & Charter Risks

Dedicated Underwriting | AM Best A-X Carrier | Admitted and E&S Options

From Single-Engine Trainers to Multi-Engine Charters

Comprehensive Commercial Aviation Protection

Aerospace Insurance Managers (AIM) Flight School & Charter Operations Coverage is designed for a wide range of commercial aviation operations, including flight schools, Part 135 charter/air taxi services, aerial survey and patrol, and aerial advertising — covering single-engine aircraft, multi-engine aircraft, and helicopters. The program is competitively priced and includes coverage for light sport aircraft in commercial use, with a robust list of expanded coverage options such as loss of use, spare parts, emergency landing expenses, search and rescue costs, defense of negligent instruction claims, and non-ownership liability. This program provides commercial aviation operators with a flexible and comprehensive insurance solution tailored to the unique risks of their day-to-day operations.

Resources

To start the application process, download the form needed and submit it when completed.

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Liability Solutions for Aviators

Aircraft and Operations We Cover

Our Flight School & Charter Operations program offers a comprehensive suite of expanded coverage options designed to address the full range of risks commercial aviation operators face. From loss of use and spare parts coverage to emergency landing expenses, search and rescue costs, and protection for baggage and personal effects, these enhancements go well beyond a standard policy to keep your operation financially protected. Additional options such as a deductible waiver, unearned premium insurance for destroyed aircraft, coverage for in-house repairs, defense of negligent instruction claims, and non-ownership liability coverage ensure that operators have a well-rounded safety net — though certain terms and eligibility criteria are subject to specific conditions and limitations.

Program Advantages

  • Competitive Pricing
  • Includes Coverage for Light Sport Aircraft – Commercial Use

Available Expanded Coverages 

  • Loss of use of Damaged/Destroyed Aircraft coverage
  • Spare Parts Coverage
  • Emergency Landing Expenses Coverage
  • Deductible Waiver
  • Unearned Premium Insurance for Destroyed Aircraft
  • Expanded Coverage for Repairs Performed by You
  • Coverage for Defense of Claims Alleging Negligent Instruction
  • Non-ownership Liability Coverage, including coverage for damage to Non-owned Aircraft
  • Damage to Baggage and Aviation Personal Effects coverage
  • Search and Rescue Expenses Coverage

Certain expanded coverage terms and program eligibility criteria are subject to specific conditions, restrictions and limitations.

Eligible Aircraft

  • Single Engine Aircraft
  • Multi-Engine Aircraft
  • Helicopters

Eligible Operations

  • Flight Schools
  • Part 135 Charter/Air Taxi
  • Aerial Survey/Photo/Patrol
  • Aerial Advertising